Finally — a money app that
tells you what's safe to spend.
Safora forecasts your next 60 days, subtracts every bill, subscription, savings goal, and emergency buffer, then gives you the one number that ends money stress: your Safe Spend today.
You're financially safe for the next 34 days. Rent hits in 8 days, next paycheck in 6 — you'll clear with $312 to spare.
The problem
You have money. You still feel broke.
Your checking says $2,340. But rent hits Tuesday, three subs charge next week, and payday feels forever away. So you don't spend — or you overspend and pray. Both cost you.
of overdrafts happen to people with a positive balance a week earlier.
average overdraft fee — for spending money you thought you had.
the average person spends per month manually calculating what's safe to spend.
How Safora works
Four steps. Then never wonder again.
Tell Safora what's coming in
Paychecks, side income, gigs — with any cadence. Weekly, biweekly, semi-monthly, monthly, one-off. Takes 60 seconds.
Tell Safora what's going out
Rent, utilities, insurance, subscriptions, loan payments, savings goals. Once. Then Safora watches them roll forward automatically.
See your Safe Spend today
Safora projects your balance 60 days into the future, subtracts your bills and savings, keeps your emergency buffer sacred — and tells you the one number that matters: today's safe spend.
Ask the Copilot anything
'Can I afford $240 tickets?' 'What if I take a week off work?' 'How much longer until Kyoto is paid for?' Real answers using your real numbers.
The complete experience
Everything Safora does for you.
One dashboard. One number. Total clarity over your next 60 days.
The only number that matters
Live Safe Spend
Safora reads your income, bills, subscriptions, and goals — then shows exactly how much you can spend today without touching tomorrow's obligations.
See the future of your cash
60-Day Forecast
A day-by-day projection of your balance. Green means relaxed. Yellow means pay attention. Red means act now.
Ask, don't calculate
AI Copilot
“Can I afford this?” “What if I lose my job?” Get instant answers built from your actual numbers, not generic advice.
Log work, get paid
Shift Pay Logging
Enter your hours and tips after a shift. Safora applies your tax and deduction profile and deposits the net into your account.
Auto-paced savings
Smart Goals
Set a target date. Safora calculates the exact weekly contribution and tracks whether you're on pace, ahead, or behind.
Your data stays yours
Bank-Grade Security
Row-level security, encrypted sessions, no ads, no data selling. Your money stays private by design.
Every feature you need
Built for people who want peace of mind.
Autopilot Score
Green / yellow / red — always know if you're safe for the next 45 days.
AI Copilot
Ask any money question in plain English. Gets a real, personal answer.
60-day Forecast
See every paycheck and bill flow through your future balance day by day.
Smart Goals
Vacation, house, MacBook — Safora auto-paces your weekly contribution.
Life Simulator
'What if I move?' 'Lose my job?' 'Have a kid?' Fork your forecast instantly.
Invest Education
Compound calculator plus plain-English cards on ETFs, HYSA, Roth, 401k.
Notifications
Bill in 3 days. Safe spend went red. Goal reached. Never surprised again.
Streaks & Achievements
Build no-spend, savings, and budget streaks. Money habits, gamified.
Bank-grade Security
Row-level encryption. Zero data sold. Your numbers only ever leave for the Copilot.
The Safora difference
Not another budget spreadsheet.
| Others | Safora AI | |
|---|---|---|
| Time horizon | Last month | Next 60 days |
| Core answer | Where did it go? | What can I safely spend today? |
| AI Copilot | Static charts | Chat with your actual money |
| Life what-ifs | Rebuild spreadsheet | One tap — Simulator |
| Bank sync required | Yes — privacy risk | No — you stay in control |
| Ads / data sold | Often | Never |
Simple pricing
Start free. Upgrade when you want more.
Free
Forever
- 3 bills, 2 goals, 1 account
- 14-day Safe Spend forecast
- Autopilot Score
- Purchase check
- Manual activity log
Pro
or $119/yr — save 34%
- Unlimited bills, goals, accounts
- 60-day Safe Spend forecast
- AI Copilot — ask anything
- Life Simulator
- Daily AI morning briefings
- Notifications center
- Data export (CSV)
- Priority support
- Cancel anytime
"I stopped feeling broke on Tuesdays. Safora just tells me the number. I trust it more than my own math."
— Every user's dream, and yours in 5 minutes.
Questions & answers
Everything you need to know.
Know your number today.
Join thousands who stopped overthinking spending. Set up in 3 minutes. No credit card. No bank link required.
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